Don't forget to factor in closing costs when considering a home sale or purchase. Jenna Michaud-Bonyadi, Broker Associate Prudential California Realty is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 805-245-4716 if your needs include a real estate pro experienced in the business side of buying and selling.

What closing costs should you expect?

There are certain ordinary expenses related to closing the sale of a house. These fees are usually split between the buyer and seller, as spelled out in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in California to help show you through the process.

Costs pertaining to your loan to be paid at closing    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your deal, not only will I work to get the very best sales price, but I'll also push for lower closing costs. And once we've reached an agreement, I'll explain in detail the closing costs so you are informed of exactly what you're paying for.

Buyers: If you're buying a house in Kern County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an appropriate range so you're not startled when you reach closing time. I'll be willing to go over the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.

DRE License # 01475441


Jenna Michaud-Bonyadi, Broker Associate Prudential California Realty 2933 San Marcos Ave. #102 Los Olivos, CA 93441
Phone: Fax:

Why Get An Inspection? | How Escrow Works | Property Search | About Santa Ynez | Closing Costs | Looking to Buy? | Download Adobe Acrobat | News | Real Estate Glossary | Home | Staging Your Home | APR Calc | 15 vs 30 Year Mtg Calc | ARM vs Fixed Rate Calc | Maximum Mortgage Calc | Rent vs Buy Calc | Mortgage Calculators | Staging Your Home

Copyright © 2012 Jenna Michaud-Bonyadi, Broker Associate Prudential California Realty
Portions Copyright © 2012 a la mode, inc.
Another XSite by a la mode, inc. | Admin Login| Terms of Use| Site Map
All rate, payment, and area information are estimates and approximations only.